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A 2nd mortgage loan after a bankruptcy is the easiest way
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 MessaggioInviato: 09 Ott 2019 05:11:18  A 2nd mortgage loan after a bankruptcy is the easiest way
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A 2nd mortgage loan after a bankruptcy is the easiest way to access cash. With online sub prime lenders
, you can qualify for a mortgage as soon as your bankruptcy closes. But for near conventional rates, it is better to wait two years and build a solid credit history.


Bankruptcy And Sub Prime Lenders


Millions of people file for bankruptcy every year for many understandable reasons, such as job loss or illness. Sub prime lenders understand this and are willing to lend to such people


Specializing in high risk loans with unconventional terms, sub prime lenders can work out financing for virtually anyone. Legitimate lenders will offer rates that are competitive with reasonable closing costs.


Bankruptcy Affect On Your 2nd Mortgage Rates


The first two years after a bankruptcy are the most difficult for your credit score. Right after your bankruptcy
, you will qualify for ?E? class loans, the highest rate mortgages.


After a year and a good credit history, you can qualify for better rates with a ?C? class loan. Rates are typically about 3% to 5% higher than conventional rates. And in two years, you can possibly have an excellent credit score and get prime mortgage rates.


Other factors also affect your mortgage rates. Keeping a large percent of your equity in tact along with cash assets could possibly bump up your credit score.


Comparison Shopping For Better Rates


No matter when you decide to secure a 2nd mortgage
, you need to shop loan rates before settling on a lender. Each financing company has its own formula for determining rates and closing costs. A careful search of loan estimates will ensure you get the cheapest rates and fees.


If you don't have a specific lender in mind, start with a mortgage broker site. They partner with several different companies to come up with special offers. From there you can expand your search to individual lender sites.


When you are looking at rates, be sure they include closing costs as well. With some lenders, low rates are available only if you pay thousands up front. You may also want to consider a home equity line of credit if you want to keep loan processing fees to a minimum.


Plans for a New Dover Lorry Park Moving Forward Autos Articles | July 16
, 2017

The Council just approved the proposed lorry park in Dover Port, providing hauliers and drivers with the ideal overnight stop for when they deliver loads or collect return loads.



I come with an update this month. You might remember me mentioning, roughly a year ago, a proposed lorry park that was to be built at the Port of Dover. Well
, as the council just approved the project this week, plans are now more concrete and on the move. I thought Iíd fill you in.


Details of the Lorry Park


First things first: the essential information. I figure you probably have some questions about the practicality of the park and how useful it might be to you and your fellow drivers when you pick up loads or return loads in Dover. Letís cover the basics:

How Big Will the Park Be?

If the plans continue as predicted, the Port of Doverís pit stop will be able to host over 300 trucks thanks to the brand-new lorry park. Sounds great, right? Itíll certainly make collecting your return loads from the port easier
, as youíll have somewhere to spend the night.

Where Will the Park be Located?

It will be situated within the Dover port radius. For now, the proposed site is in Whitfield, on Palmerston Road. It was chosen in the hope that it would limit the disturbance caused by trucks in the local towns.

When Will Construction Start?

As I mentioned, the council has just approved the application. All thatís left now is for the planning department to give the thumbs up and then development and construction can begin. Currently
, the plans have been sent to the Dover District Council to be verified by a haulage firm based in Belgium, known as Mattheews.

What About the Existing Dover Truck Stop?

If you regularly deliver and collect return loads in Dover, youíll know that the port already offers hauliers over 100 spaces in an open area close by. Donít worry! This facility wonít close. In fact, this project is going to be an extension of this area as a joint venture with the existing Dover Truck Stop.


Why is the Park Necessary?


In case youíre thinking that there are already lay-bys and a perfectly good truck stop
, making this new project seem unnecessary, maybe I should explain why the new park will make a difference to your delivery runs.

A Comfortable Overnight Stopping Place

It will be a great spot for hauliers and drivers to rest for the night. If you have a delivery on one day and return loads to collect the next, you wonít have to drive miles to find somewhere to rest to then have to drive back to the port again. It will save you time, reduce your millage and make your journey more comfortable.

Reduce Illegal Parking

Dover has recently encountered many problems due to HGV drivers. They are illegally parking overnight in residential areas or in overcrowded lay-bys because they have return loads to collect the following morning. By providing a rest area on the cityís outskirts
, the new park will improve relations between HGV drivers and locals. You wouldnít want to give hauliers a bad name!

Article Tags: Lorry Park, Return Loads, Truck Stop


Solvent Extraction - Procedures and Steps Involved in the Process Business Articles | May 27, 2010
What is Solvent Extraction? Solvent Extraction
, as the name suggests is a process to extract oil from oil bearing materials by means.
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